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Dental Plans & Programs

Keep everyone smiling with dental plans and discount services

Dependable and affordable dental plans and discount services

Our dental plans and discount services are packed with value and extras. We have dental benefits and insurance plans that:

  • Help keep costs low
  • Let members see any licensed dentist
  • Include online tools to help people manage their benefits and learn about dental health

Types of dental plans

Network only plans (DMO?)*

These plans offer dependable coverage and cost savings.

Network only plans

Network option plans (PPO)

Members may see any licensed dentist they choose but they may save more by seeing a network dentist.

Network option plans

Dental indemnity plans

These plans allow members to choose any dentist without a referral.

Dental indemnity plans

Hybrid plans

These plans allow the ease of offering one plan while members choose between the advantages of two plans.

Hybrid plans

Other dental programs

We know people want to keep their health care costs under control. Our programs and services go beyond traditional dental insurance to help keep costs low. You may be able to combine a dental plan with an existing medical plan for maximum savings.

Dental discount program

Dental medical integration (DMI) program

Initiatives to fight the opioid crisis

Or watch a short video about our DMI program

Oral Surgery Center of Excellence (OSCoE)

The Oral Surgery Center of Excellence (OSCoE) was designed to handle claims and calls only related to oral surgery.

Read more about our Oral Surgery Center of Excellence


*State laws vary with regard to out-of-network benefits. In Illinois, DMO plans provide limited out-of-network benefits. However, in order to receive maximum benefits, members must select and have care coordinated by a participating primary care dentist. Illinois DMO is not an HMO.

Dental benefits and dental insurance plans are offered, underwritten and/or administered by Aetna Health Inc., Aetna Dental Inc., Aetna Dental of California Inc. and/or Aetna Life Insurance Company (Aetna). Each insurer has sole financial responsibility for its own products.

This material is for information only and is not an offer or invitation to contract.  An application must be completed to obtain coverage. Dental benefits and dental insurance plans contain exclusions and limitations. Providers are independent contractors and are not agents of Aetna. Provider participation may change without notice.

Aetna does not provide care or guarantee access to dental services. Not all dental services are covered. See plan documents for a complete description of benefits, exclusions, limitations and conditions of coverage. Plan features and availability may vary by location and are subject to change. Information is believed to be accurate as of the production date; however, it is subject to change. Policy forms issued in OK include: GR-9/GR-9N, GR-23 and/or GR-29/GR-29N.

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